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LEGAL NOTICE

TERMS OF WEBSITE USE

Use of this website is subject to the legal notices set out below which you should read carefully. This information governs your use of this Website and by using this website you are deemed to have read, understood and accepted these notices and you agree to comply with them.

If you do not agree to these terms of use, you must not use our website. The content of this Website, including these terms, may be changed by us without notice, and you should check this page from time to time.

This Website is directed only at persons who are professional clients or eligible counterparties for the purposes of the Financial Conduct Authority’s Conduct of Business Sourcebook. It is not directed at or intended for retail clients.

INFORMATION ABOUT US

This website and the information contained in it are made available by Clear Wealth Ltd (“Clear Wealth”) a limited liability company registered in England and Wales with number 12034374. The registered office is at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Clear Wealth is an Appointed Representative of Phanar Asset Management (UK) Limited ("Phanar"), which is authorised and regulated by the Financial Conduct Authority under Firm Reference number 747254.

NO RELIANCE ON INFORMATION ACCESS AND SUITABILITY

This website is provided for information purposes only and it is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject Phanar and/or its subsidiaries or affiliates to any registration or licensing requirement within such jurisdiction.

The information contained on this website should not be regarded as an advice or offer, invitation or solicitation to enter into any financial obligation, activity or promotion as defined by the Financial Services and Markets Act 2000, it is provided for general information purposes only and does not constitute investment, legal or other professional advice or recommendations and it may not always be suitable for an investor. Investors should be aware that past performance is not an indication of future performance, the value of investments and the income derived from them may fluctuate and you may not receive back the amount you originally invested. The information of this Website is provided in good faith and no representation, guarantee or warranty is made by us as to its accuracy. Clear Wealth does not accept any responsibility for any loss which may arise from reliance on information contained in this website.

You therefore acknowledge and agree that Clear Wealth shall not be liable for any errors, inaccuracies or omissions in any information or materials found on the website or for any loss or damage resulting in its use however caused. Any such liability is expressly excluded to the maximum extent permitted by law. You should also be aware that past performance is not an indication of future performance, the value of investments and the income derived from them may fluctuate and you may not receive back the amount you originally invested.

LIMITATION OF OUR LIABILITY

Nothing in these terms of use excludes or limits Clear Wealth’s liability for death or personal injury arising from Clear Wealth’s negligence, or Clear Wealth’s fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, Clear Wealth excludes all conditions, warranties, representations or other terms which may apply to the website or any content on it, whether express or implied.

COPYRIGHT

The copyright in all material on this website, including photographs and graphical image, unless otherwise stated is owned by Clear Wealth.

The material presented on the website is freely downloadable for browsing purposes only. However the reproduction, modification, permanent storage or re-transmission of the contents of this website is prohibited without the prior express written consent of Clear Wealth.

ANTI-MONEY LAUNDERING POLICIES AND PROCEDURES

Clear Wealth follows Phanar's anti-money laundering (AML) policies, that are generally based on the highest standards that are required in the relevant jurisdictions as well as internal procedures to ensure that any suspicions of money laundering are reported to the appropriate authorities and training for all staff. Clear Wealth conducts client due diligence enquiries on each new client and persons connected with them and conducts ongoing monitoring of existing clients. Clear Wealth can seek relevant information from third party data suppliers. Where individuals have supplied personal data for this purpose Clear Wealth will only use it for that purpose and will keep it only as long as the relevant AML and data protection legislation requires.

ANTI-CORRUPTION STATEMENT

Clear Wealth has a zero-tolerance policy towards corruption, bribery and tax evasion and it fully complies and adheres to the Bribery Act 2010, the Criminal Finances Act 2017 and other relevant legislation fighting corruption and tax evasion.

CHANGES TO OUR WEBSITE

Clear Wealth may update the website from time to time, and may change the content at any time. However, please note that any of the content on the website may be out of date at any given time, and Clear Wealth is under no obligation to update it. Clear Wealth does not guarantee that the website, or any content on it, will be free from errors or omissions.

THIRD PARTY LINKS AND RESOURCES IN OUR SITE

Where the website contains links to other websites and resources provided by third parties, these links are provided for your information only.

Clear Wealth has no control over the contents of those websites or resources and is not responsible for those websites. Clear Wealth cannot confirm the accuracy or reliability of any of the material contained in such third party websites nor shall it be held liable for any loss or damage suffered as a result of using third party websites or the information contained therein.

APPLICABLE LAW

This legal notice shall be governed by English law. Disputes arising in connection with this legal notice shall be subject to the exclusive jurisdiction of the English courts.

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